Reverse Mortgage Loans

Reverse Mortgage Loans Message

Sun, 20 Sep 2009 22:29:00 GMT

As many of you know, part of the economic stimulus package included temporarily increasing the maximum limits of the Home Equity Conversion Mortgage (HECM) from $417,000 to $625,500, for the remainder of 2009. Today, the U.S. Congress is debating whether to continue the current maximum limit for 2010 or reduce reverse mortgage loan dollars available to borrowers. Therefore, if you have any clients that are seriously considering a reverse mortgage, the time is right to move forward now. There are no income or credit score qualifications. This means many clients who are not eligible for other conventional credit products may qualify for a reverse mortgage. To be eligible, all borrowers must be titleholders, age 62 or older, and there must be available equity in the home. Reverse mortgage proceeds can be used for everyday expenses or to pay off an existing mortgage; cover medical bills, including in-home care; make home repairs; downsize and purchase a new home; or cover unexpected expenses. Plus, proceeds are generally tax-free (borrowers should consult a tax advisor). The Home equity Conversion Mortgage is a government insured reverse mortgage that allows borrowers to stay in their homes while remaining as titleholders. There are no monthly reverse mortgage payments until the loan becomes due. To learn more about how this increase and how a reverse mortgage may benefit your clients and their families, please contact me today. Like you, I am committed to helping seniors achieve their financial goals. Sincerely, James P. Bras, Reverse Mortgage Specialist FutureSafe Financial Corporation 800) 920-9488 Email: <a href="mailto:jim@ereversemortgageloans.com">jim@ereversemortgageloans.com</a> Website: www.ereversemortgageloans.com CA DRE License 00674232

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Improve a Senior's Quality of Life

Mon, 06 Jul 2009 04:21:00 GMT

(Mailing list information, including unsubscription instructions, is located at the end of this message.) __ July 5, 2009 During these challenging times, many Seniors are feeling pinched for spendable dollars. For those people over 62 years old, who own their homes outright or have substantial equity, a reverse mortgage may be the answer to their problems. A reverse mortgage is not for everybody, but for many it might provide the needed dollars to pay for in-home care, expensive prescriptions, make home repairs, etc. For others, a reverse mortgage could be used to downsize from a large home to a smaller one, or buy a vacation home. Reverse mortgage dollars are tax free and they can be used for just about any purpose. If any of you have clients that might fit this description, please refer them to me. They will be handled with care and no sales pressure. My approach is to determine their needs and if a reverse mortgage is an avenue of relief, then I will educate them to the point where they can make an informed decision. I prefer to have all family members become involved as well as any financial advisors, lawyers, etc. I have been networking with many of you in Orange County and Los Angeles Counties, but I am not limited to just those areas. I can provide reverse mortgages within the State of California. To become more acquainted with reverse mortgages, please see my website at www.ereversemortgageloans.com. You can also contact me via my website. Please call me with any questions. In the future, I plan to email out my newsletter once a month. The purpose is to update interested parties about changes within the reverse mortgage market. We have all been alerted to potential scams. We will discuss these issues too, as they arise. Respectfully, Jim Bras Reverse Mortgage Specialist CA Real Estate Brokers License #00674232 FutureSafe Financial Corp. Cell: 714) 272-1170 or 800) 920-9488 Fax: 714) 455-7086 Email: <a href="mailto:jim@ereversemortgageloans.com">jim@ereversemortgageloans.com</a> Website: www.ereversemortgageloans.com -- The following information is a reminder of your current mailing list subscription: You are subscribed to the following list: Reverse Mortgage Loans using the following email: example@example.com You may automatically unsubscribe from this list at any time by visiting the following URL: <<a href="http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/u/RML/&gt">http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/u/RML/&gt</a>; If the above URL is inoperable, make sure that you have copied the entire address. Some mail readers will wrap a long URL and thus break this automatic unsubscribe mechanism. You may also change your subscription by visiting this list's main screen: <<a href="http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/list/RML&gt">http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/list/RML&gt</a>; If you're still having trouble, please contact the list owner at: <<a href="mailto:admin@ereversemortgageloans.com&gt">mailto:admin@ereversemortgageloans.com&gt</a>; The following physical address is associated with this mailing list: 18072 Debi Lane Yorba Linda, CA 92886 Mailing List Powered by Dada Mail <a href="http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/what_is_dada_mail/">http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/what_is_dada_mail/</a>

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Improve A Seniors' Quality of Life

Mon, 06 Apr 2009 23:25:00 GMT

(Mailing list information, including unsubscription instructions, is located at the end of this message.) __ April 6, 2009 During these challenging times, many Seniors are struggling to pay bills and health care costs. For some people who own their homes outright or have substantial equity, a reverse mortgage may be the answer to their problems. A reverse mortgage is not for everybody, but for many it might provide the needed dollars to pay for in-home care, expensive prescriptions, make home repairs, etc. For others, a reverse mortgage could be used to downsize from a large home to a smaller one. Reverse mortgage dollars are tax free and they can be used for just about any purpose. If any of you have clients that might fit this description, please refer them to me. They will be handled with care and no sales pressure. My approach is to determine their needs and if a reverse mortgage is an avenue of relief, then I will educate them to the point where they can make an informed decision. I prefer to have all family members become involved as well as any financial advisors, lawyers, etc. I have been networking with many of you in Orange County and Los Angeles Counties, but I am not limited to just those areas. To become more acquainted with reverse mortgages, please see my website at www.ereversemortgageloans.com. You can also contact me via my website. Please call me with any questions. Respectfully, Jim Bras Reverse Mortgage Specialist FutureSafe Financial Corp. Cell: 714) 272-1170 or 800) 920-9488 Fax: 714) 455-7086 Email: <a href="mailto:jim@ereversemortgageloans.com">jim@ereversemortgageloans.com</a> -- The following information is a reminder of your current mailing list subscription: You are subscribed to the following list: Reverse Mortgage Loans using the following email: example@example.com You may automatically unsubscribe from this list at any time by visiting the following URL: <<a href="http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/u/RML/&gt">http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/u/RML/&gt</a>; If the above URL is inoperable, make sure that you have copied the entire address. Some mail readers will wrap a long URL and thus break this automatic unsubscribe mechanism. You may also change your subscription by visiting this list's main screen: <<a href="http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/list/RML&gt">http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/list/RML&gt</a>; If you're still having trouble, please contact the list owner at: <<a href="mailto:admin@ereversemortgageloans.com&gt">mailto:admin@ereversemortgageloans.com&gt</a>; The following physical address is associated with this mailing list: 18072 Debi Lane Yorba Linda, CA 92886 Mailing List Powered by Dada Mail <a href="http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/what_is_dada_mail/">http://ereversemortgageloans.com/cgi-bin/dada/mail.cgi/what_is_dada_mail/</a>

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